QuickCheck is a micro-lending mobile platform that provides collateral-free loans. It has partnered with Jumia and PayAttitude to deepen access to credit to majority of Nigerians.

In a statement by  QuickCheck’s CEO Fabiano Di Tomaso he states,

“The QuickCheck app was specifically designed to solve the difficulties Nigerians face in seeking access to credit. I believe that the increasing importance of financial inclusion as a catalyst for economic growth and development cannot be overemphasized. Internet is on the rise and according to NCC, Nigeria had 123 million GSM internet subscribers in September this year, up 19 million from last year. More and more digital consumers use digital services, pay bills, shop and make payments online. Increased e-commerce transactions and smartphone penetration are indicative of a population segment seeking for a higher quality of living; it typically corresponds to the underbanked, which we currently serve.”


QuickCheck has been the only credit provider for the JumiaOne app, a lifestyle app allows consumers buy airtime, pay bills and have access to all Jumia services in one place. However, QuickCheck takes it one step further by partnering with Jumia to provide their customers with access to loans, through its own credit scoring algorithm used for the underwriting of borrowers. Apart from QuickCheck’s partnership with Jumia will allow customers to easily take loans on a mobile app they are already actively using.


Apart from QuickCheck ‘s partnership with Jumia, it is also collaborating with PayAttitude – Payment Scheme and a key player in the fin-tech industry. Pay Attitude is the first and only multi-bank USSD and Mobile app for POS, Web payments, ATM Cash Withdrawal, and person-to-person transactions using just a phone number.

Babatunde Okeniyi, the CEO of PayAttitude during the official announcement stated that “This partnership is a testimony to the commitment of PayAttitude to democratizing access to financial/payment services. The future is mobile and PayAttitude is driving inclusion through mobile in a way never before done.”


Fabiano, commenting on the partnership expressed his excitement at the opportunity QuickCheck has in reducing the inclusion gap in the country and enabling consumers’ participation in the economy through its digital financial services.


“Yes, we do rely on our leading product, the QuickCheck app, that is our main focus. However, we are driven by the relentless pace of innovation – we see challenges every day and we want to solve them and improve people’s lives. We have a team dedicated exclusively to problem validation and testing of new ideas. If we can imagine a solution, we can build it. We also have a few other projects in the pipeline with third parties We believe they will push us to an even wider audience and help to achieve our end goal- financial inclusion.” Remarked Di Tomaso.


He concluded with a message to potential partners: “If these lines relate to your way of being and you have access to a large pool of consumers, contact us! We can explore win-win options.”

This  digital partnership is aimed at supporting the rapid emergence of new cross-industry business models .


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