A Comprehensive Guide to Capitec Bank USSD Code

Capitec Bank is a financial institution that has made banking more accessible to South Africans. The bank has introduced various digital banking channels to make banking more convenient for its customers.

One of these channels is the Unstructured Supplementary Service Data (USSD) code, which allows customers to access banking services on their mobile phones. In this article, we will provide a comprehensive guide on how to use Capitec Bank USSD code.

What is Capitec Bank USSD Code?

Capitec Bank USSD code is a simple and secure way to access banking services on your mobile phone without the need for an internet connection. The USSD code is a short code that allows customers to access banking services by dialing a specific number on their mobile phones.

How to Register for Capitec Bank USSD Code?

To register for Capitec Bank USSD code, you need to have an active Capitec Bank account. Follow these steps to register:

1. Dial *120*3279# on your mobile phone
2. Select the option ‘Register’
3. Follow the prompts to complete the registration process
4. Once you have registered, you will receive a confirmation message with your PIN

Services Available on Capitec Bank USSD Code:

Capitec Bank USSD code provides customers with access to a variety of banking services, including:

1. Balance Enquiry: Dial *120*3279# and select the option ‘Balance Enquiry’ to check your account balance.
2. Mini Statement: Dial *120*3279# and select the option ‘Mini Statement’ to view your last five transactions.
3. Airtime and Data Purchase: Dial *120*3279# and select the option ‘Buy’ to purchase airtime or data for yourself or someone else.
4. Payment: Dial *120*3279# and select the option ‘Payments’ to make payments to other Capitec Bank accounts or to pay bills.
5. Transfer: Dial *120*3279# and select the option ‘Transfers’ to transfer money to other Capitec Bank accounts or to other banks.

Benefits of Capitec Bank USSD Code:

1. Convenience: Capitec Bank USSD code allows customers to access banking services from anywhere and at any time, without the need for an internet connection.
2. Security: Capitec Bank USSD code provides a secure way of accessing banking services on your mobile phone. The code is encrypted, and the PIN is known only to the customer.
3. Speed: Capitec Bank USSD code is a fast way of accessing banking services. The transactions are processed in real-time, and customers receive instant confirmation messages.
4. Cost-effective: Capitec Bank USSD code is a cost-effective way of accessing banking services. Customers do not need to pay for internet data or airtime to access the services.

Conclusion

Capitec Bank USSD code is a simple, secure, and convenient way of accessing banking services on your mobile phone. The code provides customers with access to a variety of services, including balance enquiry, mini statement, airtime and data purchase, payments, and transfers.

The USSD code is easy to register, and customers can access the services from anywhere and at any time. If you have a Capitec Bank account, it is recommended that you register for the USSD code to enjoy the benefits of this convenient banking channel.