OPay is a mobile-based financial services platform that offers a wide range of services to its customers, including money transfer, bill payments, and mobile top-up. One of the most popular services offered by OPay is their Point of Sale (POS) terminals, which allow merchants to accept payments from customers using their mobile phones. In this article, we will provide a detailed guide on how to apply for an OPay POS, the requirements for application, and the charges associated with using the service.

How to Apply for an OPay POS


Applying for an OPay POS is a simple and straightforward process. Here are the steps you need to follow to apply for an OPay POS:

  1. Visit the OPay website: Go to the OPay website and click on the “POS” tab.
  2. Fill in the application form: Fill in the application form with your personal and business details, including your name, email address, phone number, and business name.
  3. Submit the form: Once you have filled in the form, submit it by clicking on the “Apply” button.
  4. Wait for approval: After you have submitted your application, you will need to wait for it to be approved. This process can take up to 24 hours.
  5. Receive your POS terminal: Once your application has been approved, you will receive your POS terminal. This will be delivered to your business address by a representative of OPay.
  6. Activate the POS terminal: Once you have received your POS terminal, activate it by following the instructions provided by OPay.

Requirements for Application

To apply for an OPay POS, you will need to meet the following requirements:

  • Be 18 years of age or older
  • Have a valid government-issued ID (e.g. National ID, Driver’s License, or Passport)
  • Have a valid business registration certificate or business name registration certificate
  • Have a valid business address and phone number

It’s important to note that OPay may also conduct a background check on the applicant and the business before approving the application.


Using an OPay POS comes with certain charges. These charges include:

  • Activation fee: A one-time fee that is charged when you activate your POS terminal. This fee can vary depending on the type of POS terminal you have.
  • Monthly maintenance fee: A fee that is charged on a monthly basis for maintaining and updating the POS terminal.
  • Transaction fee: A fee that is charged for each transaction made using the POS terminal. This fee can vary depending on the type of transaction and the amount being transacted.

It’s important to note that the charges may vary depending on the location and the type of business. It’s best to check with OPay for the specific charges for your location and type of business.


OPay POS terminals offer a convenient and efficient way for merchants to accept payments from their customers. By following the steps outlined in this guide, you can apply for an OPay POS, meet the requirements, and be aware of the charges. With an OPay POS, you can easily manage your business transactions and increase your revenue.

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