The Okash Loan App is another addition to the many Instant mobile loan applications in Kenya today. The app was developed by Opera software to tap into the growing money lending business.

The application started with a target of providing loans to at least 100,000 Kenyans for a start. Currently, Okash is one of Kenya’s most popular mobile loan apps.

At the moment, the application is only available in the Android version. However, plans are underway to make the app accessible to iOS and USSD. The latest version of this app has a face recognition feature to improve information security.

This article will show you the procedures to be followed when you want to make a successful loan application on Okash Loan App.

Okash app install

Registering on the Okash app requires you first to download the application and then create an account. You should note that only those between 20 and 55 years of age are qualified for the loan.

Below is the procedure for downloading the app.

  1. Go to the google play store. for the Okash loan app download
  2. Type “Okash” in the search box
  3. Once the app pops up, click the ‘Install’ button.

After installing the app, you will be required to create your account to access services on the app. Below is the procedure for creating a user account.

  1. Open the app on your device.
  2. Click the sign-up button.
  3. Fill in your details (This includes your name, Mpesa number, legal referee name, and mobile number, your employment and marital status, as well as Date and year of birth)
  4. Verify your phone number
  5. Account is active

Once your account is active, the app analyses your details to determine your loan limit. Your previous borrowing history will determine your credit score.

The loans given out by Okash have a maximum of Ksh 500,000 and are given out within a short period after application. These loans attract a 5% interest and take a maximum of 14 days to be repaid.

Here is a step-by-step procedure when applying for a loan from Okash Loan App.

Applying for a loan from Okash

  • Open the Okash app on your device.
  • Log in to your account.
  • Check the Loan limit displayed
  • Choose the amount you want to borrow (This should be less or equal to your loan limit)
  • Choose the duration of the loan. (This should not be more than the maximum, which is 14 days)
  • Apply

They will send the loan to the Mpesa number you registered with. You must repay the loan on time to avoid a negative credit report by the CRB. Also, regular borrowing and repaying increase your loan limit, which means you will have access to more massive amounts when borrowing from the app.

The loans are repaid directly from your Mpesa account. Follow the procedure below when repaying the loan.

Repaying a loan from Okash

  • Open the Okash app on your device.
  • Log in to your account.
  • Select “Make a repayment” (The app will automatically redirect you to the Mpesa menu.)
  • Fill in the required details (Including your Mpesa pin)
  • Repay

Once the transaction is successful, you will receive a notification message from Mpesa and Okash, showing that the loan has been repaid.

Now you have the necessary procedures when using the Okash loan app. This means that you can request an instant loan from the app when needed.

Okash app contacts

As you have mentioned, Okash is a mobile loan app from Opera Software, so do you need Okash contacts? If you have technical issues with your app, you can reach out to the Okash help team via an email at

If the terms and conditions of Okash are not as favorable to you, you can try other applications on Google Play.

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